Merchant Cash Advance (MCA) Processor

<h3>Key Responsibilities</h3><ul>
<li>Review new deal submissions for completeness (applications, bank statements, IDs, voided checks, etc.)</li>
<li>Communicate with ISOs, brokers, and merchants to collect missing documents and clarify information</li>
<li>Organize files and prepare them for underwriting review</li>
<li>Verify merchant and owner information, including business details, ownership, and bank account data</li>
<li>Prepare, send, and track contracts and e-signatures</li>
<li>Complete pre-funding checklists and coordinate with the funding team</li>
<li>Update deal statuses and notes accurately in the CRM/loan management system</li>
<li>Follow compliance procedures, including document verification and fraud-prevention protocols</li>
<li>Meet daily and weekly processing targets while maintaining a high level of accuracy</li>
</ul><h2>Requirements</h2><h3>Requirements</h3><ul>
<li>
<strong>1+ year of experience</strong>as a processor in MCA, small business lending, or alternative finance</li>
<li>Working knowledge of MCA deal structures and terminology (factor rates, holdbacks, ACH/split funding, stacking, etc.)</li>
<li>Ability to read and review business bank statements</li>
<li>Strong attention to detail and organizational skills</li>
<li>Clear, professional written and verbal communication</li>
<li>Comfortable managing multiple deals at once in a fast-paced environment</li>
<li>Proficiency with Microsoft Office/Google Workspace and e-signature tools</li>
</ul><h3>Nice to Have</h3><ul>
<li>Experience with an MCA CRM or LMS (e.g., Salesforce, Centrex, Pipeline, Fusion CRM)</li>
<li>Familiarity with UCC filings and basic fraud-detection practices</li>
<li>Experience working directly with ISOs/brokers</li>
</ul><h2>Benefits</h2><h3>What We Offer</h3><ul>
<li>Competitive salary [and performance bonuses]</li>
<li>[Health, dental, and vision insurance]</li>
<li>[401(k) / retirement plan]</li>
<li>[Paid time off and paid holidays]</li>
<li>Training and clear opportunities to grow into Senior Processor, Underwriting, or Funding roles</li>
<li>A supportive team in a growing industry</li>
</ul>