Commercial Underwriter

<h3>Accountabilities:</h3><ul>
<li>Underwrite new commercial insurance submissions, renewals, and endorsements for accounts with moderate to high complexity, applying sound risk assessment and coverage decisions.</li>
<li>Manage territory growth and profitability by evaluating business opportunities, monitoring portfolio performance, and identifying areas for improvement.</li>
<li>Analyze internal and external data, reports, and underwriting information to support informed decisions and effective risk selection.</li>
<li>Maintain clear, accurate, and comprehensive underwriting documentation in accordance with established standards.</li>
<li>Prepare territory performance reports and develop actionable plans to support business objectives and communicate results to leadership.</li>
<li>Collaborate with sales, claims, loss control, and independent agency partners to strengthen business relationships and deliver effective underwriting solutions.</li>
<li>Lead agency visits throughout Iowa, communicate product-line benefits, promote growth and incentive programs, and support agency-specific action plans.</li>
<li>Ensure compliance with underwriting guidelines, best practices, rate plans, and assigned underwriting authority.</li>
<li>Mentor new associates and Underwriter I colleagues, contribute to training activities, and support team development.</li>
<li>Participate in committees and enterprise-wide initiatives that advance organizational goals.</li>
<li>Navigate disagreements constructively, address challenges collaboratively, and contribute to effective team solutions.</li>
<h2>Requirements:</h2>
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<li>At least three years of experience in commercial multi-line underwriting.</li>
<li>Strong analytical, communication, and organizational skills, with the ability to evaluate risks and make sound underwriting decisions.</li>
<li>Proficiency in Microsoft Office applications and the ability to interpret data and prepare performance reports.</li>
<li>Ability to build and maintain productive relationships with independent insurance agencies and internal stakeholders.</li>
<li>Demonstrated ability to mentor colleagues, support training, and contribute to team development.</li>
<li>Familiarity with underwriting systems and a commitment to continuous learning and professional development.</li>
<li>Ability to manage competing priorities, maintain accurate documentation, and work effectively in a fast-paced, collaborative environment.</li>
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<strong>Preferred education:</strong>Bachelor's degree in Business, Insurance, or a related field.</li>
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<strong>Preferred training:</strong>Completion of a Certificate in General Insurance and an Associate in Underwriting program.</li>
<li>Willingness to travel within the Iowa territory for agency visits and occasionally to office locations for team meetings, training, or corporate events.</li>
<h2>Benefits:</h2>
<ul>
<li>Annual salary range of<strong>$68,513–$96,505</strong>, depending on relevant knowledge, skills, experience, business needs, geographical location, and internal equity.</li>
<li>Fully remote, work-from-home arrangement with field responsibilities across Iowa.</li>
<li>Medical and prescription insurance.</li>
<li>Health Savings Account (HSA).</li>
<li>Dental and vision insurance.</li>
<li>Short-term and long-term disability coverage.</li>
<li>Flexible Spending Accounts (FSAs).</li>
<li>Life insurance and accidental death and disability coverage.</li>
<li>Accident and critical illness insurance.</li>
<li>Employee Assistance Program.</li>
<li>401(k) retirement plan with company match.</li>
<li>Pet insurance.</li>
<li>Paid time off, with standard first-year PTO of 17 days, prorated based on the month of hire; enhanced PTO may be available for experienced candidates.</li>
<li>Eligibility for performance-based bonuses.</li>
<li>Equal employment opportunity and a commitment to a welcoming, inclusive workplace.</li>
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<strong>Application deadline:</strong>The internal application deadline is October 14, 2026. External applications are accepted on a rolling basis while the position remains open.</li>
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